 Having a disability is challenging enough on its own. Having to also fight your insurance company for the disability income you were promised is very frustrating and stressful. Even for someone who is not disabled, this process can seem insurmountable.
Whether you live in Coral Springs or Fort Lauderdale, Delray Beach or Boca, Miami Beach or West Palm Beach, the need is the same. Having an experienced lawyer who understands insurance company tactics, ERISA law, insurance regulations and litigation can help reduce the stress. We review disability claims, medical records and insurance documents every day. If you become a client of our law firm, we will explain the laws that apply to your particular situation and work to help you understand your options. This information can help you make the right decision for you and your family.
Disability insurance companies can act in ways that seem improper or unethical, especially to those whose disability benefits are being denied. If you or someone you care about believe your insurance company is not treating you fairly or is denying your benefits without good cause, it's important to remember you're not alone. We have represented many clients who have found themselves in exactly this same situation. If you or a loved one has become disabled and your insurance company refuses to pay your disability claims, you may be able to show they acted in bad faith. If the insurance company did not have a legitimate reason for denying coverage, you may be entitled to receive compensation and maybe even collect damages if your insurance company is found to have acted in bad faith.
The South Florida disability insurance and ERISA lawyers at the Wagar Law firm are pleased to provide the following "case studies." These examples demonstrate how insurance companies do business in South Florida and elsewhere. It shows the lengths to which they will go to delay or deny paying disability income benefits. Take, for example, the case of an orthopedic surgeon who had neck surgery after which she was unable to perform the duties required of her occupation. She transitioned her career to an office practice, yet her insurance company denied her disability claim stating she had always had an office practice and no surgeon spends every waking moment in surgery.
Another case study example is a surgical anesthesiologist who developed migraine headaches while in the operating room. Even though the cause of his migraines were never determined, other medical professionals stated he could no longer perform the duties required of his occupation. His insurance company also denied his claim, stating there are other duties that an anesthesiologist can perform besides working in an operating room. Does any of this sound familiar? What follows are just a few case studies to help inform, educate and hopefully encourage you during these difficult times:
The attorneys in our South Florida office represent clients in the following counties: Miami-Dade, Broward and Palm Beach, including the communities listed below. If you live outside of this area, please contact us for additional information. |
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- Atlantis
- Aventura
- Bal Harbour
- Belle Glade
- Biscayne Park
- Boca Raton
- Boynton Beach
- Coconut Creek
- Coconut Grove
- Coral Gables
- Coral Springs
- Davie
- Deerfield Beach
- Delray Beach
- Doral
- Florida City
- Fort Lauderdale
- Glen Ridge
- Golden Beach
- Greenacres
- Gulf Stream
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- Hialeah
- Hillsboro Beach
- Homestead
- Hollywood
- Juno Beach
- Jupiter
- Kendall
- Key Biscayne
- Lake Worth
- Lantana
- Lauderhill
- Margate
- Medley
- Miami
- Miami Beach
- Miami Springs
- Miramar
- North Bay Village
- North Lauderdale
- North Miami
- North Miami Beach
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- North Palm Beach
- Pahokee
- Palm Beach
- Palm Beach Gardens
- Palm Beach Shores
- Palmetto Bay
- Palm Springs
- Pembroke Pines
- Pompano Beach
- Riviera Beach
- Royal Palm Beach
- South Bay
- South Miami
- South Palm Beach
- Sunrise
- Surfside
- Sweetwater
- Tamarac
- Tequesta
- West Miami
- West Palm Beach
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